ABOUT US
Our organization was founded with the mission to educate, inspire, and guide people toward making informed financial decisions that can transform their lives.
OUR MISSION
Empowering Your Financial Future
OUR VISION
A Future of Financial Empowerment
Together, we can break financial barriers and pave the way for a future where financial freedom is within everyone’s reach.
Medel Alburo
I am Medel Alburo, and my journey began as a Physical Therapist, where I spent over 20 years in Skilled Nursing Facilities. There, I witnessed the heavy toll illness, aging, and financial struggles take on families—emotionally and financially. This made me realize that while health is essential, financial planning is just as crucial—especially when life takes an unexpected turn.
This realization led me to the financial industry, where I have spent over 12 years helping individuals and families protect their futures. I specialize in life insurance, long-term care insurance, and helping clients roll over their 401Ks into secure plans that guarantee lifetime income. I provide customized strategies to safeguard what matters most—your family, your future, and your financial well-being. With my background in physical therapy and experience in long-term care facilities, I bring a unique, empathetic perspective—helping clients anticipate, prepare for, and navigate real-life financial challenges. I am passionate about financial education and offer workshops and one-on-one sessions to help people make confident, informed decisions about their financial security.
My mission is simple: to help you protect yourself, your family, your assets, and your peace of mind. Let us work together to create a secure future for you and your loved ones. And if you are looking for a rewarding career helping others achieve financial freedom, let us talk about how you can join me in this mission.
Together, we can make a real difference! Let us connect and take the first step toward securing your future today!
Show more +
Arvin Cruz
I’m Arvin Cruz, a physical therapist and financial educator with over 30 years of experience in healthcare and 12 years in the financial industry. Throughout my career, I’ve been driven by a single purpose: to help people lead healthier, more fulfilling lives. Whether I’m guiding someone to recover from an injury or teaching a family how to create a solid financial foundation, my goal is always to empower others to live with strength, confidence, and peace of mind.
My experience in healthcare has shown me firsthand how physical challenges can profoundly affect a person’s quality of life, but it’s the financial struggles that often weigh even heavier on individuals and families. I’ve seen how financial stress can limit choices, create anxiety, and impact overall well-being. This reality inspired me to pivot into financial education—to help people not only improve their physical health but also secure their financial future.
For the past 12 years, I’ve been focused on helping individuals and families plan for a prosperous future through proper financial management. Together with my wife, Judith, we’ve made it our mission to give back to our community by offering financial education and mentorship. We’re passionate about spreading financial literacy, as we believe that with the right tools and guidance, anyone can build a future that is both financially secure and fulfilling.
In addition to helping families, I also mentor those who want to make a difference in others’ lives by teaching them the principles of financial freedom. I truly believe that when people are empowered with knowledge, they can transform their own lives and the lives of those around them.
If you’re ready to strengthen your financial foundation or explore opportunities to make a positive impact on others, I’d love to help. Reach out today, and let’s start building your path to financial security and peace of mind.
Show more +
Judith Nueros
I’m Judith Nueros, and for over 30 years, I’ve been a physical therapist, working in both hospital and outpatient settings. While I’ve spent my career helping people restore their physical health, my true passion lies in helping individuals—and especially women—achieve lasting financial health. As someone who has witnessed the challenges of balancing physical wellness and financial stability, I understand how important it is to have a strong foundation in both areas. I am deeply passionate about women’s health and well-being, and over the years, I’ve seen how often financial stress can affect physical health. As a mother and advocate for family well-being, I’ve made it my mission to educate and empower women and families to take control of their financial futures, so they can experience peace of mind and security—both now and in the years to come.
Throughout my journey, I have become increasingly focused on financial education, because I know that understanding and planning for the future is one of the most powerful ways to ensure long-term stability. I am driven to help others understand financial tools—such as life insurance, savings plans, and retirement strategies—that can help them protect themselves, their families, and their future.
By embracing education and planning, I believe anyone can achieve financial confidence. I am constantly learning and evolving, so I can share the most up-to-date knowledge with those I serve. My goal is to provide not just guidance but real solutions that empower people to build the financial future they deserve.
If you’re ready to take control of your financial future, create a plan that works for you, and secure peace of mind for yourself and your loved ones, I invite you to connect with me. Let’s build your financial foundation together, step by step, with confidence and clarity.
Show more +
Michelle Orque
I’m Michelle Orque, and I bring 16 years of experience as a Medical Technologist, having spent many years helping people manage their health and well-being. In 2012, I came to the United States and thought I have arrived to the so-called “American dream.” Just like many people, I knew how to work hard but did not know how to make money work hard for me. That realization gave me the inspiration to learn financial education. For the past 10 years, I’ve been dedicated to helping individuals and families secure their financial futures by providing tailored advice and strategies.
I am passionate about helping my clients to make the right decisions to meet their financial goals based on their unique situations.
Feel free to connect with me through my contact details for a no obligation get-together.
Bernadeth Majesky
I’m Bernadeth Majesky, and I bring over 20 years of experience as a business administrator, along with a proven track record as a case manager with the Department of Child Services. In 2016, I transitioned into the financial industry, where I’ve dedicated myself to helping individuals and families navigate the complexities of life insurance, final expense planning, debt management, and lifetime income protection.
I am deeply passionate about helping people achieve their dreams, and I’m committed to providing personalized financial solutions that empower my clients to secure their financial futures and protect their loved ones. My extensive background in both business administration and case management has allowed me to understand the challenges my clients face and offer tailored strategies to meet their unique needs.
If you’re ready to turn your dreams into reality and create a secure financial future, I invite you to reach out. Let me help you build a plan that ensures lasting peace of mind and financial well-being for you and your family.
Show more +
Maricel and Kim Goyena
Hi, we’re Maricel and Kim Goyena. We both worked as Physical Therapists and ran our own therapy business. While working in Skilled Nursing Facilities (SNF), we saw so many families struggling with finances. It made us realize that we needed to understand money and planning better so we didn’t end up in the same situation.
At first, we just wanted to learn so we wouldn’t make the same mistakes we saw others make. But as we learned more, we realized we could do more than just protect ourselves — we could help others too. That’s why, in 2014, we decided to make the switch to the financial industry. Now, we’re dedicated to helping people build a solid financial future, just like we’re working to do for ourselves.
If you’re ready to take control of your finances and secure your future, we’d love to help. Reach out to us today — we’re here to guide you every step of the way.
Joselito Encabo
For over 25 years, I have dedicated my career as an Occupational Therapist to helping individuals regain their independence after illness or injury. But beyond physical recovery, I’ve seen the deep emotional and financial strain families endure when caring for a loved one.
I know this struggle personally. When my parents needed care, I faced the overwhelming reality of not having a plan—no long-term care strategy, no life insurance to ease the burden. The stress, the tough decisions, and the financial strain were a wake-up call. That’s why, for the past 10 years, I’ve been committed to spreading financial literacy—helping families build security, peace of mind, and a future they can rely on.
Financial stability isn’t just about money—it’s about protecting what matters most. Let’s talk about securing your future.
